Customer Driven Health Care: Cutting Down Costs with Free Market Mechanisms

Have you heard about AmeriPlan® in area / topics about health care? There is a lot of talk in Washington these days about what can be done to solve our nation’s health care cost issue, it would be AmeriPlan® is the answer. How it could be? Consumer driven health care is affordable because it uses free market mechanism that drives costs down for everyone; eliminate bureaucracy, paperwork, nor insurance. Because of simple flat discounted rate for going to a provider in their network. AmeriPlan® provides discount healthcare memberships hat put the power in the hands of the patient and not the insurance companies. AmeriPlan® offers consumer driven health and discount dental programs. AmeriPlan® works by gaining agreements with a huge network of doctors, specialists, dentists, orthodontists, vision providers, pharmacists, and chiropractors. The providers in our network agree to price discounts for you, the patient. In return they gain access to our 1.4 million members, low cost marketing of their services, elimination of paperwork associated with insurance, and are paid in cash. This is why the program works, it is a win-win solution for everyone in this current situation of sky-rocketing health care costs. Some of the key advantages to the Ameriplan® membership besides the huge savings, include such things as: instant savings, and the elimination of paperwork, waiting periods, limits on services, age limits, and acceptance of current conditions.

Ameriplan Health® is now available all over the USA and they have over 400,000 physicians and specialists, that includes Medical discount program and all of the discount programs below, dental, vision, prescription, and chiropractic programs. An Ameriplan Health® member will save up to 50% on medical services. These include doctor’s visits, specialists, lab work, and imaging. Another major part of the program is about patient advocacy program. If you are confined in a hospital either on an inpatient or outpatient basis you will have the option of using the Ameriplan Health® Advocacy program. The AmeriPlan® advocacy program will work on your behalf and as your representative to the hospital during your stay or treatment. Talking about network, can you think if why would a doctor or other health provider want to participate in the Ameriplan Health® Program? I’ve got several reasons as follow:

• patient care is put back into the doctor’s control
• the provider gets paid at the time of care. Insurance plans make the provider wait up to 120 days to get paid.
• No paperwork
• No follow ups to get payment and confirm coverage
• No billing to issue to patient or third-party payer
• Less costs for advertising since our members are referred to providers by our network restrictions.

The rates that you will be charged are based upon either a set fee schedule that the provider has contracted with Ameriplan®, a percentage, or a percentage above normal Medical payable fees. On average, your discount will vary between 20% – 50%. Labs and Diagnostics will have discounts of up to 80%. An Ameriplan® customer service representative will call the provider office before your appointment to make sure doctor is accepting new patients. The rep will also make sure the office know that you will be paying for yourself at the time of service. The provider wills also be instructed to Ameriplan® for help with the bill. Ameriplan® will also follow up with the provider by a fax.